{"id":161,"date":"2009-02-11T17:02:00","date_gmt":"2009-02-11T17:02:00","guid":{"rendered":"https:\/\/www.bishnet.net\/tim\/blog\/?p=161"},"modified":"2010-11-11T13:01:24","modified_gmt":"2010-11-11T13:01:24","slug":"why-not-allow-joint-isas","status":"publish","type":"post","link":"https:\/\/www.bishnet.net\/tim\/blog\/2009\/02\/11\/why-not-allow-joint-isas\/","title":{"rendered":"Why not allow joint ISAs?"},"content":{"rendered":"<p>So I&#8217;ve been looking at money again lately, and I&#8217;m left wondering why joint ISAs aren&#8217;t allowed. And yes, before some smart arse points it out, I know that the I in ISA stands for individual.<\/p>\n<p>I don&#8217;t know about other couples, but what my wife and I have is an ISA each which we fill up each year. So instead of one account we have two. As far as I can see there is no difference between this and a joint ISA; the tax benefits are identical. In fact, it means there&#8217;s a whole load of additional accounts which wouldn&#8217;t exist if joint ISAs were allowed.<\/p>\n<p>I therefore put forth the idea for a JSA. A Joint Savings Account, with two holders, two NI numbers, and twice the benefits of an ISA.<\/p>\n<p>Who&#8217;s with me? \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So I&#8217;ve been looking at money again lately, and I&#8217;m left wondering why joint ISAs aren&#8217;t allowed.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[66],"tags":[65],"class_list":["post-161","post","type-post","status-publish","format-standard","hentry","category-finance","tag-isa"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"So I&#039;ve been looking at money again lately, and I&#039;m left wondering why joint ISAs aren&#039;t allowed.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Tim Bishop\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.bishnet.net\/tim\/blog\/2009\/02\/11\/why-not-allow-joint-isas\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_GB\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Tim Bishop |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why not allow joint ISAs? 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