{"id":161,"date":"2009-02-11T17:02:00","date_gmt":"2009-02-11T17:02:00","guid":{"rendered":"https:\/\/www.bishnet.net\/tim\/blog\/?p=161"},"modified":"2010-11-11T13:01:24","modified_gmt":"2010-11-11T13:01:24","slug":"why-not-allow-joint-isas","status":"publish","type":"post","link":"https:\/\/www.bishnet.net\/tim\/blog\/2009\/02\/11\/why-not-allow-joint-isas\/","title":{"rendered":"Why not allow joint ISAs?"},"content":{"rendered":"<p>So I&#8217;ve been looking at money again lately, and I&#8217;m left wondering why joint ISAs aren&#8217;t allowed. And yes, before some smart arse points it out, I know that the I in ISA stands for individual.<\/p>\n<p>I don&#8217;t know about other couples, but what my wife and I have is an ISA each which we fill up each year. So instead of one account we have two. As far as I can see there is no difference between this and a joint ISA; the tax benefits are identical. In fact, it means there&#8217;s a whole load of additional accounts which wouldn&#8217;t exist if joint ISAs were allowed.<\/p>\n<p>I therefore put forth the idea for a JSA. A Joint Savings Account, with two holders, two NI numbers, and twice the benefits of an ISA.<\/p>\n<p>Who&#8217;s with me? \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So I&#8217;ve been looking at money again lately, and I&#8217;m left wondering why joint ISAs aren&#8217;t allowed.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[66],"tags":[65],"class_list":["post-161","post","type-post","status-publish","format-standard","hentry","category-finance","tag-isa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/posts\/161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/comments?post=161"}],"version-history":[{"count":7,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/posts\/161\/revisions"}],"predecessor-version":[{"id":335,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/posts\/161\/revisions\/335"}],"wp:attachment":[{"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/media?parent=161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/categories?post=161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bishnet.net\/tim\/blog\/wp-json\/wp\/v2\/tags?post=161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}